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| Quick Insights | ||
| Overview | Separating or co-parenting | Conclusion |
| Rewards | ||
| Cashback | Miles | Points |
| Rewards | Other Benefits | |
| Safety Features | ||
| Card Lock | Online Control | Fraud Monitoring |
| Mobile Payments | ||
| Apple Pay | Google Pay | Samsung Pay |
| Contactless Payments |
The ACFCU Secured Card is a visa card issued by ACFCU, based in Amarillo, TX. As a credit union card, eligibility is usually tied to membership, which in turn is usually tied to where you live or who you work for.
No rates or fees on this page, on purpose. APRs, annual fees and credit limits are set by ACFCU, vary with your own creditworthiness, and change often. Rather than print figures we cannot keep current, this review covers what the card is and how it fits a household that is becoming two. Get the current terms from ACFCU before you apply.
These are the parts of this card that land differently when a household is becoming two. None of it is a recommendation — your own position decides that.
More on money after a separation: rebuilding your credit · dividing debt · dividing property
No, it doesn't offer cashback.
No, it doesn't offer miles.
No, it doesn't offer points.
The ACFCU Secured Card did not earn rewards when this review was written.
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Yes, If an unauthorized purchase is made on your card you won't be held responsible. It doesn't matter if the card was lost, stolen or fraudulently used, you will be covered.
Yes, As a card holder, you will pay a pre-determined price if you need roadside assistance.
Yes, If you lose your card you can get it replaced for free.
No, While traveling if there is an emergency and you had used card to make the booking you will get free services such as medical referrals, ambulance, perscription delivery, legal referrals, messaging, lost luggage locator, and transalation services.
Yes, You can get your card replaced within 24 - 72 hours anywhere in the world.
Yes, card holders can get emergency cash wired to them via Western Union within 2 hours of approval from your bank.
No, This card doesn't offer Extended Warranty Protection.
No, This card doesn't offer Auto Rental Collision Damage Waiver.
No, This card doesn't offerLost Luggage Reimbursement.
No, This card doesn't offer Global Entry Statement Credit.
No, This card doesn't offerTrip Delay Reimbursement.
No, This card doesn't offer Trip Cancellation / Trip Interruption Reimbursement.
No, This card doesn't offer Airline Incidental Fee.
No, This card doesn't offer Travel Accident Insurance.
No, This card doesn't offer Airport Lounge Access.
No, This card doesn't offer Baggage Delay Reimbursement.
No, This card doesn't offer Winemaker / Food Events in the Sonoma county.
No, This card doesn't offer Hotel Theft Protection.
No, This card doesn't offer Cell Phone Protection.
No, This card doesn't offer Emergency Medical / Dental.
No, This card doesn't offer Price Protection.
No, This card doesn't offer Emergency Evacuation.
No, This card doesn't offer Return Protection.
No, This card doesn't offer Purchase Security.
This review covers what the ACFCU Secured Card is and how its structure lands if you are separating or co-parenting. It deliberately does not quote an interest rate, an annual fee or a credit limit, because those are set by ACFCU, vary with your own creditworthiness, and change often enough that any figure printed here would be out of date before you read it.
For the current terms, go to ACFCU directly. The Consumer Financial Protection Bureau also publishes a free card comparison tool built from terms that issuers report twice a year, which is a better place to compare rates than any review page.
